Who is Reginald Chan

A change-maker and investor, Reginald spends a huge portion of his time in consulting and giving talks. Follow him to be kept updated with interesting topics such as career, finance, and leadership.

About Reginald Chan

A change-maker and investor, Reginald spends a huge portion of his time in consulting and giving talks. Follow him to be kept updated with interesting topics such as career, finance, and leadership.

Achieving Financial Freedom In Two Simple Steps

Reginald Chan · Jun 26, 2017 · Leave a Comment

Achieving financial freedom is not impossible. But you have been warned, it is never an easy route.

It requires a lot of self-discipline in order to be utterly successful in achieving financial freedom.

That’s the reason for this article! Here are some very effective ways to achieve financial freedom in the shortest time.

1. Clear your debts in stages

Most of us don’t consider debt as a problem. It is a problem, but it is not the end of the world.

There is no quick way to resolve your debts issues. There are only the slow and painful ways to do so.

But apart from all of that, you need to start immediately. Starting from somewhere is always much better than not starting at all!

How to start solve your debts problem?

Understand the total amount of your debt
Set a duration (6, 12, 24 months) to clear your debts
Devote a specific amount for repayment every month
Stick to your repayment regardless of the situation
Avoid overspending and getting things you are not affordable for

2. Doing smart investments

You can’t make money without investments of any forms. In this case, solving your debt is one thing and generating additional revenue is another.

Investment is critical because your main goal is to create more income streams apart from your day job. Investment is the single most effective way of achieving financial freedom.

Just like anything else, having the right investment plans involves a lot of hardwork and understanding of the market.

Typically, I would recommend investing in various portfolios such as real estate, stocks, bonds and even high-risk investments.

Never put all your eggs in one basket. Diversify them to reduce your risks. Always remember that some have to super low in risks which a handful must be high risks to ensure bigger returns.

Types of smart investments:

Real estate
Bonds
Stocks
Corporate investment
High-risk investments

When it comes to smart investments, it is critical to understand that there is no ‘one size fits all.’ You need to lay out the best plan that fits your own financial needs.

Investments such as real estate and bonds are very much focused on long-term investments (which are by far, the most stable investment you can find). It followed by stocks and corporate investments which are often mid-range and ending up with high-risk investments.

Disclaimer: High-risk investments must your short term profit plan. For example, consider it a full year or even six months to clear off as much debt as possible. Two of the best high-risk investments for short term investments are FexFund (for Bitcoin and US Dollars) and Ethtrade (for Bitcoin, Ethereum and US Dollars).

Achieving financial freedom is 100% doable

Yes, make no mistake from this!

Everyone can achieve financial freedom if we are mindful with our earnings and spendings. Are you doing what it takes to achieve financial freedom?

5 Tips for the Successful Cryptocurrency Investor

Reginald Chan · Jun 25, 2017 · Leave a Comment

Cryptocurrency investment is just like any other investments. There are many to do’s and don’t’s that you should be aware of. And if you are careful enough, you can make quite a lot of money and vise versa. It is important to understand that every point embodies some fundamental concept every successful cryptocurrency investor should know.

1. Sell when you are losing too much

As a cryptocurrency investor myself, I am a huge believer that we should only sell when we absolutely need to. This means that you should only decide to sell your cryptocurrency if you are losing too much and cannot bear another hit.

There is no guarantee that a stock (cryptocurrency) will bounce back after a protracted decline. While it's important not to underestimate good stocks, it's equally important to be realistic about investments that are performing badly. Recognizing your losers is hard because it's also an acknowledgment of your mistake. But it's important to be honest when you realize that a stock is not performing as well as you expected it to. Don't be afraid to swallow your pride and move on before your losses become even greater.

2. Avoid chasing a ‘Hot Tip’ blindly

There are a lot of news in the cryptocurrency world today. Let’s face the fact, most of the news is pretty much ‘less newsworthy’ while only a fraction is actually worth for your investment.

They will never make you an informed investor, which is what you need to be to be successful in the long run.

And to cut away all the news and stuffs, I am sending out daily financial newsletters to a selected list of people. What you will get are zero-BS financial news and everything you need to know about building a secondary income from scratch. Join the community here (it’s free)!

3. Don’t sweat the small stuff

Panic is the number one killer for investors. You shouldn’t pull the trigger too fast, no matter what.

When tracking the activities of your investments, you should look at the big picture. Remember to be confident in the quality of your investments rather than nervous about the inevitable volatility of the short-term. Also, don’t overemphasize the few cents difference you might save from using a limit versus market order.

4. Over-emphasizing on profit/earning ratio is not healthy

Some call it P/E and P&E. Either way, don’t sleep through it if you want to be successful.

Always remember that a low P/E ratio doesn’t necessarily mean a security is undervalued, nor does a high P/E ratio necessarily mean a company is overvalued.

5. Plan your strategy and stick to it

Investing into cryptocurrency is all about strategy. In short, you buy low and sell high. Trade nonstop and keep that in mind.

Whatever your strategy is, stick to it and have faith. Give it 30, 60 or 90 days before making a decision. You know for a fact that throwing in the towel too early is just bad for business/investment.

That’s the exact reason why I managed to gain 300% profit in 60 days of investing in cryptocurrency. I understand the program, the risks and the leverage I could get from the programs I invested my time in.

My strategy involves investing 50% of my Bitcoin into this program that generates 1.67% return daily and 50% of my Ethereum into this program that gives a return of 0.31% per day.

The bottom line

There is always an exception to all rules but the above rules above are the one that I stick close by. It had helped me earn thousands of dollars and even other cryptocurrencies. Have a question about cryptocurrency?

Leave a comment below and let’s discuss!

Ethtrade Review – Real & Honest Ethtrade Review For Beginners

Reginald Chan · Jun 21, 2017 · 2 Comments

I want to start this article by saying that there is just so many Ethtrade reviews on Google. Just like many of you, I did my fair share of research on this company and all I have read are either Ethtrade scam or Ethtrade is a legit company. As an investor, I often invest a lot into a company or program for lucrative returns and I wanted to be sure that Ethtrade is a good company that is currently paying. That’s important, right?

I hope that this article, the Ethtrade review will give you a strong understanding what the company is and how it operates, plus if it is worth investing into it.

What is Ethtrade?

Ethtrade calls themselves as experts in the field of trading and developing Ethereum. The company was founded back in 2015 and their trust management principle is using your investments to trade with Ethereum.

It is said that the average monthly income is from 30% to 50%, half of which (15% to 25%) is accrued back to the inventors.

Here’s a video introduction to start off with our Ethtrade review:

What you need to know about Ethtrade are:

Investors will get profit on a daily basis (a monthly income from 15% to 25%)
Investments can be in a form of US Dollars, Bitcoin or Ethereum
Daily withdrawal are allowed
Auto reinvestment feature is also optional for those who want to increase their profit in a long run
Round the clock live chat and support

Ethtrade review

I know you can’t wait to start reviewing Ethtrade and let’s roll.

Disclaimer: This Ethtrade review is created to help you understand how Ethtrade works. I took the liberty to invest into Ethtrade to experience first hand on what Ethtrade is and if it is worth your money. You can also register a free account on Ethtrade here.

How Ethtrade gets its fund?

Ethtrade gets funds through investors like me. We invest a specific amount into the program and they use the money for other forms of investments. According to Ethtrade, they use the money for cryptocurrency (mainly using Ethereum) trading.

How Ethtrade makes money?

According to Ethtrade, they make money by gaining profit through various investments and portfolios. Of course, they leverage mainly on the cryptocurrency market and this makes all the sense.

The cryptocurrency market trading is very lucrative and in many ways, it can bring you a lot of money in a long run. I even made a lot during my early days investing into several Bitcoin investment programs such as FexFund.

How legit is Ethtrade?

Pretty much legit in many ways. For example, most HYIP companies don’t even do gathering and meetings but Ethtrade does it! They even organize multiple Ethtrade webinars across the globe in various languages for you to participate in.

How to start investing in Ethtrade?

I had seen Ethtrade in action (first hand) and I got to tell you that skipping the introduction is not advisable. For one, I skip the entire tutorial because I can’t wait to invest! Crazy, right?

So, here is the step by step guide to starting investing on Ethtrade and start building passive secondary income within days (yes, d-a-y-s).

Step 1: Create an Ethtrade account

Creating an Ethtrade account is easy and you can do so by clicking on this link or the big button below.

Create A Free Account

Step 2: Verifying your email

This is pretty straight forward. Verify your email before you can start investing is to ensure that you are a real person.

Step 3: Your Ethtrade dashboard

Once you are able to log in, you will see the dashboard like this.

Step 4: Calculating your profit

Knowing how much you want to make daily is an important step. Ethtrade provides two different forms of investment profits which are also known as portfolios.

The first one is Standard and the second is Top Trade.

The Standard portfolio is applied when you invest between $10 to $30,000 while Top Trade is applied when you invest between $5,000 to $100,000.

Calculating your portfolio returns is important because you need to know much money you will be getting back on a daily basis.

This is how the Ethtrade profit calculator looks like (two samples):

Do you notice the difference in profit when you enable the auto reinvest feature on Ethtrade?

Assuming that you are investing 1 Ether on Ethtrade for 60 days, you will get a profit of 0.444 Ether (total is 1.444 Ether in return) without auto reinvesting. On the other hand, if you enable auto reinvest, you will earn 0.5564 Ether (total is 1.5564 Ether) instead, which is higher and more profitable in many ways.

Note: The minimum investment is $10 on Ethtrade. I understand if you are feeling worried. Therefore, consider investing a small amount (like $10) for starters to get comfortable and to experience first hand. You can also get more information about Ethtrade here.

Step 5: Investing on Ethtrade

How do you invest on Ethtrade? Here's how it is done.

Disclaimer: If you have Bitcoins and want to change to Ethereum, you can do so by using ShapeShift.io. That's what I did exactly and the screenshots below will explains more about the entire process.

The entire process takes around an hour to complete. Most of the time spent wasn't on Ethtrade to be honest. My transaction was stuck on ShapeShift.io for about 45 minutes (I presume it was during those 'busy' periods) and Ethtrade literally confirmed my investment under 10 minutes.

Step 6: Ethtrade auto reinvest?

I don't believe this Ethtrade review is complete without discussing the Ethtrade auto reinvest option. Personally, I turn that on because I felt that it is a good option especially when it comes to doubling my invest faster.

If you have the Ethtrade auto reinvest feature turned on, your daily accured profits will automatically be reinvested back into your base investment. Thus, profits from the following days will just increase more and more.

There is no problem if you are not keen on Ethtrade auto reinvestment. Profits or returned earned are credited directly into your account and you can easily withdraw them at anytime.

Summary: Ethtrade review and is Ethtrade a scam?

Is Ethtrade a scam? No, it is not. At this point of time, every member of the community is being paid and I do not see this company going into scam anytime soon.

They have branches around the world and there are too many things at risk if they do so!

While their returns are not that glamorous as others, this actually creates a very safe level because there will not go bankrupt even when a huge portion of people are withdrawing their funds.

What are you waiting for? Take a look at Ethtrade and discover it yourself today!

get-started-its-free Ethtrade Review - Real & Honest Ethtrade Review For Beginners Blog Finance

How Do I Keep My Bitcoin Safe?

Reginald Chan · Jun 17, 2017 · Leave a Comment

How do I keep your Bitcoin safe?

You should always keep your Bitcoin safe. The world is no longer a safe heaven for all of us.

Here are some of the most effective methods to keep your Bitcoin safe.

Enable Two-Factor Authentication (2FA in short)

Most Bitcoin wallets allow you to enable two-factor authentication to keep your Bitcoin safe. And I know what you are thinking.

I have friends who tell me what it is really troublesome or they are not ‘techie’ enough to do so. But here’s the thing. It is for your own safety and this is going to keep your Bitcoin safe for long.

Google even have a landing page entire about this topic which you can find it here.

Use strong password to keep your Bitcoin safe

Is your password weak? Most people use passwords that are easy to remember and this could easily result in hacking along with other matters.

I highly recommend you to choose a strong password for your Bitcoin wallet. You can use software like 1password or Roboform to create and store your passwords for you – this way you will never use the same password twice ever again.

Now, what happens if you still insists on using the same password for all your Bitcoin wallets?

In this case, you should enable the two-factor authentication feature no matter what! Hackers may be able to login to your account but they will not be able to proceed because they lack the two-factor authentication code which you are the only one having it.

Use cold storage for large amounts of Bitcoins

What is a cold storage? A cold storage means your wallet isn’t present on the web or on any other computer. An example for cold storage could be a paper wallet or a flash drive that has your private key encrypted with it.

Basically, you can get devices such as TREZOR from Amazon to keep your Bitcoin safe.

How to keep your Bitcoin safe?

There are many ways you can keep your Bitcoin safe, from buying hardware from Amazon store to enabling simple security features which will help secure your account.

Either way, you need to do it right now to avoid any complications in the future!

Legit HYIP – Trusted HYIP List And The Most Stable HYIP

Reginald Chan · Jun 16, 2017 · Leave a Comment

Looking for legit HYIP?

I bet you do. After all, we are all searching for HYIP that are stable, trusted and legit.

The problem is common. We are all facing the same issue. Too many HYIP are going or had become scam. Finding legit HYIP in today’s world is so hard and in most cases, it felt like finding a needle in a haystack.

At this point of time, you will only find one HYIP review as that is the most legit and stable one in the market, and I am personally testing out myself. Plus, I am going to update this article to ensure that you will only find the most legit HYIP that works at any given time. This means that I will update this article as soon as I find another legit HYIP and adding it into the trusted HYIP list below.

What are the criteria that I use to define a legit HYIP?

Legit company registration
Introduction to the business and plans
Logical reimbursement, profit or returns
Withdrawal record
Availability of support

If you find this article useful, please share it with your friends!

Trusted HYIP List (Legit HYIP and Paying HYIP)

FexFund is one of the best I have come across by far. So, what is FexFund and what makes it a legit HYIP?

Fex Trade LTD was incorporated on 18th of April 2017, company number 10727409. FexFund.net is a part of Fex Trade LTD group and is the Internet division of our investment portfolio. Our company focuses on maximizing our group income and sharing that income with our potential investors. We are investing mostly in cryptocurrencies, looking for great opportunities on their exchange rate fluctuation. These days value of cryptocurrencies can change rapidly, giving experienced investors huge income. We are also trading on Forex market where there is still a lot of opportunities to maximize investor's profit. Fex Trade LTD was incorporated on 18th of April 2017, company number 10727409. FexFund.net is a part of Fex Trade LTD group and is the Internet division of our investment portfolio. Our company focuses on maximizing our group income and sharing that income with our potential investors. We are investing mostly in cryptocurrencies, looking for great opportunities on their exchange rate fluctuation. These days value of cryptocurrencies can change rapidly, giving experienced investors huge income. We are also trading on Forex market where there is still a lot of opportunities to maximize investor's profit.

Fex Trade LTD is also looking for promising startups. With our investing capabilities, we can aim for long term income based chances. Our research team always looks for the best occasions and investing in young and expanding companies.

Currently, our online division increased our profit around 15% higher. We are aiming to get it up to 25% by the end of the year. We can do that with the help of outside investors. The more money we spread around our investment portfolio, the more profit can be shared with our investors.

Now, here’s a question that most people ask: “The company is registered but do we know for real?”

The answer is “No.” I have no idea about this and I have no plan to lie to you on this too.

However, what I can tell you is this. I judge an HYIP as legit, stable and trusted by its ability to pay its investors like you and me.

FexFund been paying its investors (including me) instantly and whenever you request for a withdrawal.

Here’s the proof of withdrawal.

How to start investing on FexFund?

It is really easy to start on FexFund. Registration is free (click here) and it requires you to verify your account via email. You are also advised to enable 2-factor authorization for added security layer.

Generally, FexFund comes with several plans which are Starter, Medium, and Investor.

As you can see, the minimum investment on FexFund is 0.01 BTC or USD $10. Each plan gives you different payout and profit level.

And if you do the math, the ‘Investor’ plan gives the highest return per day at 5% per day (making up 150% in total returns after 30 days).

Before any investment can start, you are required to deposit money or Bitcoins to FexFund. In this case, you can use either one of these services:

AdvCash
Bitcoin
Payeer
Perfect Money

FexFund started back on 18th April 2017 and at this point in time, it is one of the longest operational HYIP that offers very stable withdrawal. Payments are always prompt and support is always there to assist answering any questions.

Apart from that, FexFund support is constantly available on Telegram, Skype, and email which makes it really comforting as help is always just one click away. There are also multiple Representatives in various countries (I’m one of them) that provide indirect support round the clock for all the members.

How does FexFund make money (and pays the investors)?

FexFund is part of the Fex Trade LTD group, which aims to maximize the Group’s profits by investing in cryptocurrencies, Forex, stock exchange, and startups. Our main goal is to provide the best investment results for our customers. We have a dedicated team working around the whole country and looking for investment opportunities. FexFund is a great place for you to maximize your investment income. We make sure your money is in safe hands, working for you 24 hours, 7 days a week and giving you extraordinary profits paid out daily straight to your pocket!

Starting on FexFund is really easy and here are the steps:

Create a free account using this link
Scroll around the website if you like to learn more about FexFund investments
Choose a plan you would like to invest in
Deposit money based on various depositing methods

BONUS: If you want to know more about FexFund, click here to read the full FexFund review.

Summary – Legit HYIP

As said earlier, I am going to update this article with most stable HYIP and updating the trusted HYIP list. Finding a legit HYIP is challenging but rest assured that I have personally tested them all out before recommending to you.