Reginald Chan

Category: Lifestyle

Lifestyle talks about everything about life, business and fun. This is one topic that is related to life and not so much on business nature.

  • Reliable Options That Will Help You Invest Your Money For Your Retirement

    Reliable Options That Will Help You Invest Your Money For Your Retirement

    Saving for retirement should be a top priority for everyone. It doesn’t matter if you’re just starting your first job or you’re about to move away from the workforce; if you have time, you have to make the best out of it. For that reason, most people start looking for profitable investments to grow their retirement portfolios. However, not every kind of investment can be described as smart, and that can only be judged according to your situation. This is why we’re going to go over effective options that will prove to be reliable ways to invest money for your retirement. 

    Retirement Accounts

    First things first, let’s talk about the retirement accounts that will hold your investment returns. You have three options: saving money in the retirement account offered by your employer, opening a self-directed IRA, or saving in a normal investment account. Let’s explore the three options in more detail. 

    1. Employer-Sponsored Plans

    Your employer may offer you more than one option to choose from or they can just offer a default account for all employees. An employer-sponsored plan can be 401(k), 403 (k), HSA, or other plans. These plans can either be traditional or Roth. A traditional plan will allow you to contribute pre-tax money, so you can escape taxes on the money you put into the account, while a Roth plan uses income after taxes, so you can get around taxes when you withdraw from the plan. One of the greatest features of this option is when your employer offers to match your contributions to the plan, which is something you totally have to take advantage of. 

    2. Self-Directed IRAs

    Perhaps the downside of employer-offered plans is that you become restricted by their investment options. Alternatively, you can open a self-directed IRA account. The financial planners on this site explain the advantages of this option, where self-directed IRAs give you more flexibility in diversifying your portfolio beyond the traditional forms of investment. You’ll still be able to invest in the traditional categories, like bonds and stocks, but you’ll have the added advantage of seeking alternative forms of investments as well. 

    3. Investment Account

    While the first two options offer the best deals for retirement investment, they have one significant shortcoming. These kinds of accounts are capped at a certain maximum regarding the money you can save on them monthly and annually. You may not have any issues with this limit if you’ve started early on, with more than 30 years left until your retirement. However, for those who’re looking for ways to catch up on their savings while nearing their retirement, a normal investment account offers them more flexibility. Unfortunately, this option won’t include any tax-advantages. 

    Reliable Investment Options

    With your savings account in place, it’s time to address the question you’ve been wondering about. What should you invest in? Technically speaking, you can invest in any category. Asset classes usually include three categories: stocks, bonds, and cash equivalents. There are also alternative forms of investment. The only factor that will restrict your freedom is the age at which you start saving for retirement, although a good retirement portfolio will usually include all of the previous forms of investment. 

    That being said, here are your options.

    1. Stocks

    Stocks are best for long-term investments; they give you the largest investment returns over the years. However, they’re highly volatile in nature, and that makes them a poor investment choice if you’re looking for a short-term investment. That means that they’re high-risk investments that you should stay away from if you’re nearing retirement, but they’re great if you have more than 30 years ahead of you to save money. A long duration of investment can also overcome the effect of inflation, adding to their investment return vs risk advantage. 

    2. Bonds

    Bonds come somewhere in between stocks and cash equivalents in both the risk factor and the investment returns. They’re not as volatile as stocks, and they’re also secure and stable in their interest accumulation. All of that makes them a safer form of investment. Moreover, you can also find bonds that provide tax-free income. On the other hand, they give less long-term returns compared to stocks. It’s common for people to change their asset allocation as they age, decreasing their investment in stocks and increasing it in bonds. 

    3. Cash Equivalents

    Cash equivalents offer the least returns, but they also come with the least risk of all forms of investment. They have the advantage of being highly liquid, allowing you to withdraw them at any time without penalties. Cash equivalents are usually used for short-term securities, and they include certificates of deposit, treasury bills, corporate commercial paper, and other money-market funds. 

    4. Alternative Investments

    In addition to the primary three investment assets, many people are increasingly seeking alternative investments. These investments can be in the form of private equity, real estate, gold, or other hard assets. Some also invest in artifacts and the like. Although these forms of investment may not be as secure or reliable as the primary three assets, they’re a great option for mitigating the risk that comes with market fluctuations. For instance, you may find the stock market crashing all of a sudden due to a worldwide pandemic. Unless you have an alternative form of investment that adds to your portfolio during such challenging times, you’ll suffer from the aftermath of that crash. 

    However, alternative investments are not available with all retirement accounts. You’ll have to open a self-directed IRA with a passive custodian to have the freedom to invest in any assets you choose. While a self-directed IRA may offer you a certain level of freedom in alternate investing, you’ll still be limited to the products your bank or financial institute sells. To invest in a more controversial way, like cryptocurrency, you’ll need a passive custodian.

    It’s never too early to start saving for retirement, but it’s never too late either. You can always start at any point in your life, although starting early surely gives you the advantage. The whole difference lies in the way you approach retirement investment. For instance, risky investments like stocks are better when you’re in it for the long-term, while more secure kinds of investment can be a smarter option the closer you get to retirement. In short, your options will significantly vary depending on the age you start saving and your estimated retirement age.

  • Building Long-Term Customer Relationships: Lessons from the Casino Industry

    Building Long-Term Customer Relationships: Lessons from the Casino Industry

    Every business should have strategies in place to help it build long-term customer relationships. Customers who repeatedly visit your business, website or any other sales channel are much more valuable over time and can transfer their love for your business to others. Building these relationships is never easy, but there are important lessons to be learned from an industry that has been able to do this over and over again – the casino industry.

    Complimentary Rewards

    A common feature among casino websites is how generous they are with their complimentary gifts. According to several surveys, only about 40% of companies not in the casino industry give customers, leads or other businesses they are building relationships with complimentary gifts.

    From free drinks and meals to hotel rooms, casinos lean heavily into this relationship-building strategy and it is relatively easy to find examples of Australian gambling websites doing this. To get started, think about what your clients and customers want. For customers, gift cards are inexpensive and work really well while for larger clients, you might have to go with something bigger.

    Taking Advantage of Events

    One of the best ways to make customers feel important is to invite them to events. Your repeat customers, especially other businesses, likely have a lot in common, and getting them together for an event makes them feel appreciated and thought about.

    Additionally, you can use your social media as a way of building these relationships by inviting people who share your products on social media to VIP events.

    Demographic Preferences and Segmentation

    Although casino players might look like they have the same needs, that is not always the case. A close look reveals that older players spend about 80% of their budget on gaming and the rest on food while younger generations spend about 30% on gaming and 70% on other activities.

    This means that if you were to come up with a marketing campaign, you would advertise your games to older generations while advertising a full-featured experience for younger generations that focuses less on gaming and more on the activities that surround it.

    The lesson here is that by segmenting your demographics and cross-referencing them with their spending habits, you can find out what they prefer. You can then invest in the products and services they are likely to spend money on. Doing this makes your customers feel catered to which improves their relationship with your business.

    Partner with Other Businesses

    Casinos know that players do more than sit at the table and play. They may need food, drinks or even hotel rooms. They collaborate with other businesses to cut deals to offer additional services to their high-end customers and big spenders. For example, it is common to see casinos cutting deals with travel companies to offer discounts to their best customers.

    To use this strategy, think about what else your top customers and clients need besides your products and services. Then, cut deals with other businesses to offer discounts to your customers and you to do the same for their customers who need your products and services. The casino industry builds strong customer relationships in ways other industries struggle to. The casino industry views relationship-building very differently, and if your business can have a closer look at how it does this, you could end up with valuable lessons that help you build stronger and better customer relationships in your business.

  • Here’s Why Your Office Needs a Coffee Machine

    Here’s Why Your Office Needs a Coffee Machine

    In almost every workplace in the developed world, there is a certain ritual that most employees like to start their days with. The act of drinking coffee before starting work with your coworkers is a time-honored tradition that has been enabling workers to get mentally and physically prepared for a hard day’s work for hundreds of years now. There are also a few ways in which workers have been pushing to make their pre-work coffee ritual as efficient and enjoyable as possible. This article will seek to shed some light on a few concrete reasons why you should work to get a new coffee machine for your office by providing a few key improvements that including one of these simple machines will provide your workplace with. The days of wasting time before work waiting in line for an overpriced cup of coffee are over. Getting a coffee machine at work will improve your overall experience every day, so why not treat yourself? 

    Read on to find out a few other ways that getting a new coffee machine for your work office can drastically improve your quality of life. 

    Convenient

    One of the most appealing parts of having a coffee machine in your office is the potential convenience that having one can offer to you and your coworkers. By having a coffee machine on your worksite, then you will no longer get stuck in the morning rush at your local Starbucks, Tim Hortons, or whatever coffee shop you like to frequent. Depending on your timing there can often be massive line ups which can serve to set your morning back quite a bit, causing you to be late or rushed to begin your shift. By having a coffee machine on site, then you will never again have to wait in line and hope that the people in front of you are fast enough with their orders to get you to work on time with a coffee in hand. By having a coffee machine in your office you will be able to get your day started while also making sure that you have prepared everything necessary for your job, which you cannot do from a line at a coffee shop. 

    Affordable

    Another excellent reason to include a coffee machine in your workspace or office is that it can help to make your morning coffee habit much more affordable. By spending on average a few dollars every morning to buy yourself a nice cup of coffee, you will be spending hundreds or even potentially thousands of dollars a year on your morning coffee routine. By getting a coffee machine for your office, then you will be able to have much more control over how much money you spend daily on coffee and allow you to save at least a few dollars per cup. If you do not want to outright buy a coffee machine for your office then there are other options. Experts at PureBean.com.au recommend renting out a coffee machine for your office temporarily. This will allow you to experience what it is like to have a coffee machine in your office, without committing the long term cash investment required of some more expensive coffee machines. By renting out a machine, then you will also be able to explore different options and see which setup provides you with the best overall cup of coffee. 

    Inviting

    There are few things more inviting than being tired and walking into a room with the smell of fresh coffee brewing. This can help to create a more relaxed environment and allow your office to be less stressful, making you more productive. You may choose to set up a little corner for your coffee setup, which can include things like sugar, coffee cups, milk, and other essentials for your morning cup of joe. Why not make your morning caffeination as enjoyable as possible. 

    Note: If you are looking for the best Breville espresso machine, you don’t have to look far. Click the link to learn more!

    Social aspect

    In almost every single workspace a coffee break is a time when coworkers are able to gather with one another, talk about their work, and recharge with a nice cup of coffee. By having a nice area in your workspace, which is designated for coffee breaks, then you will see a noticeable rise in camaraderie and good spirits among the workers. A great way to set up a coffee station and area is to first get all the necessary components. This could include a coffee maker of whatever size you choose, a small fridge to store milk and cream in, and even a pantry, which you can leave things like sugar and coffee mugs in for storage. If you really want to step it up, then a great addition would be a nice coffee table and some comfortable chairs or couches which your employees could then sit at in order to properly enjoy their coffee break. If you really value your employees and coworkers’ happiness, then you may even consider taking a pool to see which type of coffee everyone prefers, and use that information to purchase coffee for workers with the company’s money. This is a great way to get your workforce to work early and keep them happy throughout the day. 

    Hopefully, this article has been helpful and informative regarding the various reasons why getting a coffee machine for your office can help to improve the quality of your overall experience for you and your coworkers on a daily basis. Whether we like to admit it or not, coffee is an integral part of the routine for most workers, regardless of their occupation. Whether you are a starting construction worker or the CEO of a large corporation, chances are pretty high that you will be starting your day with a cup of coffee. If you or your coworkers have any doubts about the potential benefits of including a small coffee machine in your office, then you should try to get them to read the aforementioned points in this article to help them see how much it will actually benefit you to have a coffee machine on site for all workers to enjoy.

  • Quarantine Survival Kit At Home And Remote Workers [Complete Guide]

    Quarantine Survival Kit At Home And Remote Workers [Complete Guide]

    Are you stuck at home with the government-imposed lockdown? Or maybe, you are self-quarantine at home? Don’t worry, I was forced to be at home in April 2020 when the Malaysian government improved a strict movement control (essential travel restriction with a 10 kilometre radius). That’s when I decided to start my self quarantine survival kit.

    “​Important note: Everything will not be normal when you are staying in one place for a long time. Keeping stock of the right (and essential) products will keep you sane … at the very least.”

    Here’s my survival kit during a home quarantine.

    ​What should be included in a home quarantine survival kit?

    Home quarantine is one of the most common forms of quarantine. This happens when the state you in is imposing a lockdown (either full or partial). Here are the top items you need to have in your survival kit.

    Reliable Laptop

    I’m a stay at home dad who works using the Internet. Therefore, having a reliable laptop is critical for my personal financial survival!

    When you are quarantined at home, you can either opt to work from home (if your company permits) or find some small business ideas to generate cash during this downtime. As I had been working online since 2004, I had created multiple income streams using the Internet, thus, having a good laptop is critical.

    Self-isolation, quarantine or movement restriction may last longer than most of us expect—so, be ready for the new normal!

    [tcb-script async=”” src=”//z-na.amazon-adsystem.com/widgets/onejs?MarketPlace=US&adInstanceId=c6d1419b-3838-41ed-abf0-3b2db198edca”][/tcb-script]

    Strong Internet Connection

    The best laptop is not useful when you have an unreliable Internet connection. Get a good Internet connection and you should well be working properly at home (or watching Netflix).

    Cookies

    I’m not going to lie to you. Staying at home (like 24 hours a day) for 3 months can really make a person go crazy. I stock up cookies at home to ensure that I could enjoy the snacks at any time of the day.

    On-Demand Movies

    Yup, you hear me loud and clear. I’m guilty of spending 2 hours a day with movies. Hey, I work 5 hours a day and I strongly believe in work-life balance.

    Subscribing to on-demand movies are great ways to stay sane and have a good time at the comfort of your couch.

    [tcb-script type=”text/javascript”]amzn_assoc_placement = “adunit0”;amzn_assoc_search_bar = “true”;amzn_assoc_tracking_id = “hubp035fb-20”;amzn_assoc_search_bar_position = “bottom”;amzn_assoc_ad_mode = “search”;amzn_assoc_ad_type = “smart”;amzn_assoc_marketplace = “amazon”;amzn_assoc_region = “US”;amzn_assoc_title = “Latest Movies On Amazon”;amzn_assoc_default_search_phrase = “Latest movies”;amzn_assoc_default_category = “All”;amzn_assoc_linkid = “d1988f45a2971bd7540f6aebe31dafa6″;[/tcb-script][tcb-script src=”//z-na.amazon-adsystem.com/widgets/onejs?MarketPlace=US”][/tcb-script]

    Fresh clothes

    One of the most important quarantine kits is to have a nice range of fresh clothes. There is nothing better than wearing clean clothes at home!

    During my time quarantine, I prepare 10 sets of clothing that I could rotate and use. And trust me on this—wearing fresh clothes during quarantine is the best single thing you can do to make you feel good!

    A Loaded Credit Card

    Shopping during lockdown used to be challenging in the past but thanks to technology, online shopping is no longer an expensive experience. With a loaded credit card, you can easily do shop at home and get the items delivered to you the next working day.

    In Malaysia, we have Shopee and Lazada which offer next day delivery. If you are in the United States or in Europe, there are Amazon and eBay to start with!

    What should be included in a work survival kit?

    A work survival kit is slightly different from a home survival kit. A work survival kit will include work-related tools to help you be more productive at work, even when you are working remotely.

    Productivity Apps

    Productivity apps help me to be more productive on a daily basis. These apps help me to order things I need to do on a daily basis.

    Some of the best productivity apps are:

    RescueTime App

    RescueTime is a cool time tracking app I used recently. This tool tracks my activities and how many times I visit a specific website or task either on mobile or desktop.

    RescueTime is a free to use app and if you need more features, there’s a paid version that you can subscribe to either on a monthly or yearly basis.

    ​Click here to try RescueTime for free!

    Encrypted USB Drive

    If you are working for a large organization, using an encrypted USB drive is an important tool to stay safe from hackers and keeping relevant content away from everyone easy access.

    If you are looking for a good encrypted USB drive, here are some of the best I recommend you to use.

    [tcb-script async=”” src=”//z-na.amazon-adsystem.com/widgets/onejs?MarketPlace=US&adInstanceId=66b03414-2000-4c80-a8d2-9a6c60fc6513″][/tcb-script]

    Office Wear

    Working remotely is the ‘new normal’ when it comes to post-Covid19. However, do you know that you can keep yourself from negative distraction when working at home just by wearing office wear?

    Gift Basket

    If your team is working remotely during self-quarantine, sending gift basket to your peers and colleagues are great moves to build bonds. After all, everyone loves gifts, right?

    Gift Card

    If sending gift basket isn’t your style, sending gift card is also a good move. Last month, I send some gift cards over to my clients as a gesture of appreciation. This helps to create a positive relationship between you and your clients!

    What’s Your Quarantine Survival Kit?

    Now, it is your turn. What’s your favorite quarantine survival kit? Tell me in the comments below and let’s discuss further!

  • Language Learning Tips For Non-English Speaking Students

    Language Learning Tips For Non-English Speaking Students

    Studying in a university or college of an English speaking country is a dream for many students around the world. Lots of people from different countries make this dream come true every year. Universities of the USA, Great Britain, or Australia are hospitable and always ready to provide an international education seeker with an opportunity. It has got many indisputable advantages, like:

    • Good career perspectives;

    • The highest level of given knowledge and competence;

    • An opportunity to dip into a new culture and to make many international friendships;

    • An option to become the most wanted employee in the homeland or a state of studying.

    However, there is one problem that is waiting for every international student: everybody will expect your perfect command of the English language, both written and spoken. The issue of making the English language better will never lose importance. That is why we have decided to make this tiny post with some tricks and tips about learning English and its proper usage while you study. Who are we? We are an international academic service called DoMyPapers. Find us to find the only adequate answer to the question, “Where can I pay for my assignment to get it done quickly and perfectly?” The best writers are ready to lend you a helping hand during your international studies. 

    How to Study English Properly for Being a Good Student?

    Your future occupation, specialization, and department do not matter when it comes to using English to study. You are likely to face such assignments as essays, coursework, speeches, tests, etc. In other words, you will be obliged to pass through some creative work that requires a broad knowledge of general English and its peculiarities. How to improve the situation?

    1. Read a lot of different books and pieces of literature. The more books, journals, stories, popular blog posts, and newspapers you read, the better you know how professionals use their language. In our age of the Internet, it is easier than you think. For your studies, you must know the differences between different English styles, how and where to apply them properly. 

    2. Focus on grammar. You may not know all the English words, but you must understand the proper rules of sentence building and word formation. Mistakes in tenses, plural forms of the nouns, prepositions, participles, etc. will put your poor knowledge to the spotlight. Get an excellent textbook and pay much attention to grammar, as it is difficult to comprehend it only from “natural” speaking.

    3. Get yourself a lexical and synonymic dictionary, where you can when and where a particular word can be applied. The English language is one of the richest in the world. Due to its international nature, a large number of roots, and a significant number of people speaking it, English has got lots of polysemantic words and notions that can be conveyed by lots of words. Some of them are appropriate for everyday use, and some are not. Proper word choice is one of the main features that distinguish language styles. Without background that every native speaker has, you need the dictionaries for basis. 

    4. Try to dip yourself into the language environment. Being abroad, try avoiding your mother tongue as much as possible. Refuse reading your native authors, turn off a TV or radio channel for the foreigners, forget about your native segment of the Internet. Surround yourself with the English language even if you can barely understand a word. Literally, in one week, you will feel the situation getting better. In several months, you will be able to understand the meaning of the information. 

    Make some friends among native English speakers. You can do it, as you can hardly find a person not interested in communication with a person originating from the other culture. Having a friend who can correct your spelling or understanding a complicated word or phrase is a significant advantage.

    What Do You Need to Avoid When You Study and Apply English?

    Unfortunately, a lot of international students common mistakes that spoil their skills and make them look strange. Here are some things that you should avoid facing the application of the English language:

    • Do not use too many idioms. Many people love English idioms for being picturesque and exciting. They love learning them by heart and putting them everywhere. Phrases are not ordinary happening in the majority of the English language styles. Even in colloquial language, people are not likely to use them.

    • Watch your pronunciation. Yes, in English, the phonetic rules are very complicated and strange. Many words with the same syllables sound differently. However, a good accent will help you to make a good impression and help other people understand you. In your studying, this feature is a must. 

    • Do not make yourself a scheme. Develop your English studies and try different approaches and tricks. Try writing little texts, hire a tutor, participate in a debate club. Be as liberal towards methods and hungry for new challenges as you can. Do not limit yourself to get all-embracing command of English.

    Learning English is difficult. However, the final result is worth trying. The first language is not only your way to be a successful student but a way to get a reputation for an intelligent and developed personality. Keep our tips in mind, and do not hesitate to use them. Show some diligence, and the results will not make you wait for too long.

    Charles Backman is an academic writer who willing to help students with their academic writing troubles. Only a few years ago, Charles was sitting behind a desk, and he knows pretty well how it is to be a student. Having passed this way, Charles is ready to share their knowledge with those who are still struggling.

  • Basic Guide to Home Clear-Outs and Junk Removal

    Basic Guide to Home Clear-Outs and Junk Removal

    Everyone has their own reason as to why there is a need to take out some of their belongings and de-clutter their homes. Some may even take go as far as liquidating some of their valuables for financial reasons. But regardless of the motivation, you may want to ask what’s the best way of going about it? An old adage applies very much in this situation: “One man’s trash is another man’s treasure” and that is one of the things that are to be maintained when you’re clearing out your home.

    Junkyard

    Here are some tips when deciding to remove your home of clutter and junk:

    Follow a Process

    1. Clear Everything

    First, you’ll need to collect everything and itemize all of the things you’ll be going through. You can place it in an open area in your home or outside it. This doesn’t necessarily refer only to things within the house, it could also be the things you have in your private storage. It also includes old appliances and furniture that you deem to be outdated or out of style. Everything doesn’t literally mean all of the things if you know that it still has value or you’d still want it then you can leave it be.

    2. Clean the Place

    It’s the best time to clean when the place is bare or there are only very few items left. Dust, sweep, mop or vacuum the place and who knows? Maybe you’ll see some value of the space you’ve opened up when you took out the thing that was occupying it. You can also be thorough during this step and employ extra measures to make sure that the place is clean.

    3. Go Through Your Stuff

    This can be the most painstakingly long part of the process – categorizing the things and applying judgment on the things that should stay or go. This applies to everything you have cleared out in a room – clothes, furniture, toys, memorabilia, etc. Separate them into four piles to make it easier for you to proceed to the next steps.

    • To Keep – These are the things that you deem relevant and useful. You regularly use these items and find it reasonable to keep them.
    • Maybe – You are is indecisive and will have to check with yourself again if you want to keep or dispose of them.
    • To Dispose – You find no use for them, but they can still be usable or valuable to other people. You’ll deal with them in the next step.
    • Garbage – These items have low to no value and it would be better to throw them into the dumpster.

    4. Sell or Donate

    When you decide to dispose of your possessions, you’ll have two main options on going about it – donate or sell. You can donate clothes and toys to foundations or the salvation army. If you have unused but well-maintained items like furniture, you can take back some of the money by selling them. Also, if you have a property in Denver that you’d want to sell along with the things in them, you’ll find it more convenient to liquidate them by contacting a Denver estate sales agent. They are reliable in managing the items you’d want to liquidate. They are good when you don’t have the time to go out and sell your properties or if you want to be private about it.

    5. Go Through It Again

    After deciding on how to dispose of your unwanted possessions you can go back to your “maybe” pile and re-examine the contents. You may have a variety of reasons why you’re having second thoughts about getting rid of them. They may be expensive, seasonal decor, limited edition collectibles, etc. but you barely use them and find them to be occupying much-needed space around the house. There is no short-hand method in deciding to keep because it boils down to your preference and how you assess its value. You don’t have to decide right away, you can store them and come back after a few weeks or months and take a fresh new look at the items in question.

    6. Organize

    Once you’ve taken out the things and have stored the ones you’re not yet sure about, you can begin organizing or re-organizing your house. You can add new furniture or decor that would best suit your style or you can just use your existing items and arrange them effectively. You can also take the time and value the extra space you’ve opened up and leave it bare for things that deserve to be there or just enjoy your new arrangement.

    Go Through Every Room

    7. Bedroom

    Look at your bedroom and examine which spaces you want to free-up. You can use a variety of space savers like a hamper near your closet an ottoman chair that can also hold some of your things. You can put them under the bed to increase your floor space. You can also replace the bedside table lamp and use a floor lamp to reduce the space in use.

    8. Kitchen

    You can do a lot of things to save space in the kitchen and you’ll want to increase your mobility there as well since the activities there require you to move around a lot.

    Go through your utensils and cooking wares and ask yourself when was the last time you used them. Also, it may seem obvious but you’ll have to check the contents of your refrigerator and get rid of things that have gone over the expiration date. It is also important to have a place for everything in your kitchen, this will help you find those things when you need them.

    9. Living Room

    Try to decorate your sofa and other furniture in a way that doesn’t look like you’ll a pile of rags. Have a place for the remote and make sure they organized. You can also go through your collection of books and DVDs and only keep the ones that you like.

    Home Clean

    10. Garage and Office

    Many of us do a lot of work in the garage which also doubles as our private office. Make sure you have a place for everything so that they won’t be just lying on the desk or work station. Install cabinets, shelves, and drawers for your tools and equipment. Also, organize your files and regularly check them if they should be kept or they belong to the trash.

    It may seem daunting to go through everything you possess and you might even feel some strong attachments to many of the stuff you have. But keeping a clear mind will help you sort out the things that are important to you from the ones that make a mess in your house. De-cluttering will also have some practical and mental benefits as it helps you keep things in your life organized.