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Business – Page 144 – Reginald Chan

Category: Business

  • 8 Investment Options to Secure Your Financial Future

    8 Investment Options to Secure Your Financial Future

    Investing is the most effective way for you to secure your financial future. If you are serious about building wealth, then it all starts with strategic investments. However, there are several ways that you can invest with differing levels of risk and reward. It all comes down to what you’re comfortable with and what your end goal is.

    You can start small and work your way up as you build wealth and gain experience. Investing in yourself (through education or entrepreneurship) can be incredibly rewarding, but it does take a certain level of self-discipline. This is why some people choose to invest in businesses or property instead.

    Eight great options to consider when planning your financial future.

    Invest in real estate 

    Properties have been one of the best investments for many years. It’s no wonder why so many people are interested in buying or flipping houses to profit. You can buy, sell and rent out properties around the world – both commercial and residential. The more abilities you have with construction, renovation, design, management, negotiation, and marketing, you can make more money.

    Bonds

    You can buy bonds from your local bank or brokerage. They’re an excellent way for businesses to borrow capital without putting up their entire company as collateral. A bond is a loan you give to a business or government entity for their promise to pay you back. Bonds carry an interest rate, which is the amount of money they pay you in return for borrowing your money for whatever period they were issued. 

    When you buy a bond from someone else, it’s called bond trading. When you sell a bond that belongs to you, it’s called bond discounting or brokering. If you’re the seller and someone else is buying your bond, then you’re in the business of brokering bonds. We can buy bonds at any local brokerage, but there are also markets where bonds trade intraday. You can buy back your bond, just like you would any other security that you own.

    Stocks

    Earning money through stocks is also a great option to secure your long-term financial future. You can invest in small or large companies as it allows you to choose which you think might become significant and worth buying their stocks. Companies already considered ‘big’ now, like Google, Apple, Microsoft, etc., were once small. Through buying stocks, you can also earn money for retirement or through dividends. Dividends are the earnings companies make which they share with their stockholders.

    The price of stocks goes up and down, but if you keep holding onto them for many years, then your investment is guaranteed to grow. It’s important to choose powerful companies that offer great products or services and leaders in their industry.

    Gold

    Gold is also considered as an option for investing money. Gold is a commodity that has been used as currency for centuries. Many of the companies have been producing gold coins since ancient times. Gold is a globally recognized currency and is always in demand. When you’re choosing investment options, this is one to consider. Many people do not prefer to carry cash on them or even keep it in a bank, so they buy gold jewelry and wear it around their neck or waist.

    Gold as an investment option has its advantages and disadvantages. Gold prices keep fluctuating, so people often prefer buying it during the low price times and then selling it when gold prices reach a high point.

    Mutual Funds

    If you like to keep your money in the market but don’t feel up to choosing individual stocks, mutual funds may be perfect. Mutual funds are made of a pool of investors who all put their money together and invest in many different companies. It will involve the fund manager picking which stocks are in the fund and deciding when to buy or sell. 

    The fee for choosing a mutual fund is meager compared to what most financial advisors charge. If you decide you don’t like the mutual fund after a few months, you can move your money into another without paying any fees at all.

    T-bills (Treasury bills)

    If you like the safety and low volatility of a low-risk investment, then T-bills might be perfect for you. Treasury bills are investments issued by the US government with a term of less than one year. Since the government backs them, their credit risk is very minimal, and they don’t fluctuate in price much (for example, a T-bill currently worth $100 won’t go up to $101 in a day). 

    This service works if you buy $100 face value of US Treasury bills for $97.20, then in six months, when they mature, your investment will be worth $100 again. You can cash them back before maturity and get your $97.20 back, so it’s very reliable and secure.

    Money Market Accounts

    Another excellent option for preserving wealth over the long term is putting money into a money market account. Banks or credit unions offer these accounts and offer an extremely low-risk investment that accrues interest slowly but steadily each month.

    Money market accounts are FDIC insured, so they carry the same safety as bank CDs. Usually, you won’t withdraw money without penalty until after a certain number of days, but this prevents you from taking advantage of the interest rate.

    Money market accounts are a great place to store savings for short-term goals, such as Christmas or a new car. However, if you have more time on your hands and want to invest over the long term, CDs might be a better option.

    Cryptocurrencies

    Of all the options for investing, choosing to invest in cryptocurrencies might seem unusual at first. Any government or central bank does not back cryptocurrencies, making their worth based on supply and demand.

    However, cryptos are among the best long-term options because they have been growing steadily since 2009 when Bitcoin was introduced. Bitcoin is the most well-known crypto, but it’s not the only one. Many altcoins have been introduced since Bitcoin came out, and all of them provide a different use case.

    For example, Ethereum has a platform that allows decentralized applications to run on top of it. This creates an incentive for people to invest in Ether because the value of Ethereum will continuously grow as they develop more applications. This means that the price of Ether will continue to rise even if people lose interest in Bitcoin.

    Because cryptos are so new, choosing to invest in them might be a tough decision. However, choosing to ignore them because you don’t understand them might be even more dangerous.

    The future is uncertain, but choosing suitable investments can secure your financial future. There are many investment options available to everyone, and some of them have been listed above. However, some might not be suited for every type of investor. If you are looking for investment options to secure your financial future, consider some of them.

  • 5 Reasons Why You Must Start Taking Your Social Media Marketing Seriously

    5 Reasons Why You Must Start Taking Your Social Media Marketing Seriously

    Social media is still on a roll. More and more people are active users – around 70 percent of Americans use social media to communicate with one another and as of October 2021, about 57.6% of the world population are on social media. Because of this reach, what used to be an apparatus primarily for personal communication and to connect people to each other has now become a crucial marketing tool.

    There are significant benefits to be gained from social media marketing, when it’s done right. If you’re still deliberating over whether or not it’s worth your time, here’s a short list of reasons that should help make up your mind:

    It increases the awareness for your brand

    Making people aware of your brand is essential to the success of your business. It’s brand awareness that turns people into customers who will avail of your products and services. Social media can help you not only by introducing you to its massive numbers of users, but also by providing you with a place to show who you are as a brand. It lets you post content that will interest your audience, using your own unique ‘voice’.

    It helps you reach your target audience

    With 4.48 billion people actively using social media, your potential customers are on Facebook, Instagram, YouTube, or LinkedIn right now. When you create a well-curated page on an appropriate platform, you have a high chance of reaching them. Moreover, social media can zero in on a specific group of people based on their demographics, location, interests, behavior, age group, gender and more. This way you can show your ads or promote your content to precisely the right audience.

    It allows you to connect to your customers

    Even though social media is widely used as a mass marketing tool, these platforms are still a place for more intimate interactions. When you share content on your business page, your audience can like, share, and comment on your posts. You can use this as an opportunity to talk directly to them. Communicating with your customers is the best way to nurture your relationship with them, which is vital in gaining their long-term loyalty. If you have loyal customers, they can help spread the word about your products and services to even more people just by sharing good reviews on their own platforms for their followers to see. With the help of a social listening insights technologies from tools such as Onclusive, monitoring conversations about your brand and about your competitors will help you shape your strategic decision-making.

    It saves you money

    Social media marketing is considerably more cost-effective than traditional methods of advertising. Once you learn and apply all the social media tips you can get from the Internet and marketing experts, you’ll be able to make social media marketing work for you without breaking the bank. Sponsored posts don’t cost as much as, say, national TV commercials, and you can get the most out of them if you add in a lot of organic activity like posting content and engagement with your audience.

    It lets you know your progress

    Social media analytics measure your posts and ads’ performance among many other factors. Posts that perform well usually attract a lot of views, comments, likes, and shares. When you know these numbers, you’ll know which type of content works best with your audience and you can plan your future posts accordingly. The same applies to paid advertisements. You can see if views of your ads resulted in website visits as well as sales, helping you focus on and invest in only the most effective campaigns.

    Social media changed a lot of things for people around the world. It made communication easier. It made sharing information faster. Now, it makes buying goods and services more convenient. The top platforms have successfully integrated themselves into our lives and the trend isn’t showing any sign of waning anytime soon. 
    One of the basic principles of advertising is to be where the people are. Right now, they are on social media. But, aside from your potential customers, you can also find and analyse your competitors. So, it’s time to up your game. Research how you can make social media marketing work for you. Learn which platforms will bring you closer to your target market. If you think it’s all too much, consider reaching out to professionals who can help you get started.

  • The Importance of Video Content for Your Business

    The Importance of Video Content for Your Business

    Videos reign supreme in this age of webinars, Instagram stories, Livestreams and YouTube. Every year, many content marketers recognize multiple compelling advantages of incorporating videos in their digital marketing campaigns. From boosting engagement to advertising a service or product, everyone loves hiring a Video Production Company.  And, such a company helps expand a brand’s reach on social media, besides giving you an impressive lead over your competitors. 

    However, using videos in the business must be done in the proper manner. Since there are gazillions of video content to compete against, it is crucial to optimize it. This blog will tell you why videos are the most shareable, versatile, and appealing tools to reach your audience. 

    Conveys messages clearly 

    A picture can be worth a million words but believe it or not; videos are worth over a million words. In fact, as per some survey results, most viewers remember 98 percent of a message when they see videos compared to 10 percent when reading texts. 

    Hence, communication’s real power is hidden in videos. If you want your customers to understand more sophisticated and complex messages, show them videos. They are a matchless medium to introduce new services and products. 

    You do not have to go the extra mile to combine dozens of text blocks; instead, combining moving images with sound will leave a much stronger impression. Whatever you want to relay to your audience, videos will help you do that directly and quietly. Case in point, MOZ hosts weekly educational video series and educates people on all SEO-related things effortlessly. 

    Attracts the mobile users 

    Mobile and video go together like jelly and peanut butter. According to a recent study, 90 percent of consumers love to watch videos on their smartphones. This fact does not come as a surprise. Why? Because people are constantly on the go and lead hectic life, smartphone customers resort to videos of all kinds. 

    According to Google, mobile users are 1.4 times more likely to view ads than those watching television. And, not just that, these users will share the videos once they are done watching, hence win-win!

    Boost sales and conversion

    The videos are visual and entertaining. Hence, they can help you make a lot of money. Today, more and more brands are implementing them in their marketing strategies for lead conversion. Some studies say the conversion rate multiplies by 80 percent if you have videos on your landing page. 

    They also help with sales generation. Over 74 percent of users admitted that they went ahead and bought a product after an explainer video convinced them to purchase. Okay!  We are sure you are sold too! If you have a brand, videos are the content kinds that you must invest in because videos are one of our most dominant senses. 

    Increase ROI

    If you head to the video side, your ROI will increase. Over 89 percent of marketers think that video helps with good ROI. It does pay off in the future despite the process of video production being expensive and time-consuming. You can concentrate on explainer videos as they generate the most ROI. Over 95 percent of consumers discover services and products through them. 

    It is available anywhere, anytime!

    Video is not just engaging and adaptable. It is also relatively easy to consume, both on the go and at the desktop. With the rise of YouTube and Facebook as mobile platforms, people prefer watching videos on the go. Since 2013, consumption of mobile videos has shot up by a whopping 233%. 

    After all, video content is accessible everywhere and appeals to even the laziest customers. We believe that hardly any marketing tool reaches such a massive client base, irrespective of the time. 

    Conclusion 

    With truckloads of pros, it is more than clear that videos are vital components of any marketing plan. From driving sales to gaining visibility on social media and increasing ROI, you as a brand must seriously consider launching videos into your marketing plans. However, we recommend developing the correct design, schedule, message, and tone so that viewers get introduced to the sales funnel without being viewed as repetitive and annoying.

  • 9 Powerful Twitter Marketing Strategies

    9 Powerful Twitter Marketing Strategies

    Did you know that the younger generation mostly gets its news from social media platforms? We are talking about people aged 18 to 35. Rather than wait for the 7 o’clock news, they log onto Twitter and other social media platforms to catch up with news in real-time. Of course, this has caused a dip in traditional ad revenues. But do you know what has grown exponentially because of this trend? Twitter! Now, here is how you can take advantage of this change to better your brand:

    Updating Your Profile

    Is your profile ready? Before you even start tweeting and retweeting, you need to ensure that everything looks good on your end. Set up your bio and follow people with whom you share similar interests. Is this step necessary? Sure! When you tweet or retweet something that catches people’s eyes, the next step will be to follow the link to your profile. Users will want to know who you are and if you are worth a mention or a follow. So, imagine if they find a blank bio with nothing about who you are and what you stand for. Would they follow you? Would you follow such a person? Enhance your chances of success by cleaning your house before heading out to welcome visitors.

    Getting an Audience

    How many followers do you have on Twitter? Most new and even existing accounts have few followers. Of course, if you have not been very active in the space, it’s hard to attract a large enough audience. So, how about you buy cheap Twitter followers to get things started? It creates the illusion that you have something good to offer (after all, you have people following you!). You can then use these followers as a base to grow your content and attract more people. But how do you do this? Keep reading for more.

    Setting Up Your KPIs

    If you want to fail in your Twitter marketing, go in without a clear goal. You need to understand what you want out of the marketing. What do you want? Are you looking for more followers or networks? Do you want to get more leads or more traffic to your site? These are the metrics you will use to gauge if your content marketing has been successful. Figure out how often you will measure your metrics, e.g., every week or month. Then whenever the numbers don’t make sense, you can alter the strategy.

    Deciding on a Voice

    You are almost ready to start tweeting and retweeting. But before you do so, you need to be true to yourself. Why are you on Twitter? Twitter is awash with different voices- politically, economically, geographically, etc. It’s easy to get lost in this world that always has something to offer. To avoid getting caught up in all the noise and losing your voice, understand what you want to communicate on Twitter. For example, if you are on the platform to market your new music, you must ensure that you follow trends and hashtags relevant to it. While that does not mean you cannot entertain other angles, you should not lose your way. Else, you will not meet your KPIs, which will derail you from your goal.

    Creating Content

    Like all other social media platforms, you need to be authentic and entertaining/ educative to your audience. Again, you must connect with why you are on Twitter. For example, if you want to sell more bedding, how can you go about this? You could post videos on folding bedding, washing bedding, or even why good bedding is essential. Or you could post blog links or even website sales on your account. Don’t be afraid to veer off the salesy path, and instead, embrace a more entertaining way to sell your products and services. Given that you have a limit on how much you can say about your business, you should keep it short and fun. Also, do not forget to post high-quality pictures and videos. It makes a lot of difference.

    Scheduling Your Content

    We recommend that you post regularly on your account. Twitter is ever-changing, and what’s trending now will probably be history in a few hours. So, you need to keep it fresh with your followers. Otherwise, they could unfollow you and opt for companies churning out regular content. Of course, it’s hard to stay on top of content, especially if you have many other moving parts. How about scheduling your content? You can decide when the tweets will go out, ideally at least once every day. Consider investing in a marketing automation tool to help you send out tweets at the same time each day.

    Gauging Your Content Performance

    First, you’ll need to analyze your insights to see when your tweets perform best. There’s no such thing as the best time for tweeting. Some people’s tweets do well in the morning, others at noon and others in the evening. So, you need to understand what works for you by looking at your insights. Then you can schedule your content accordingly. Secondly, you need to look at how responsive people are to your tweets. Are they liking, commenting, or retweeting them? Which tweets have performed best? If you can find a pattern in the most popular tweets, you can create more like these to reach an even bigger audience.

    Engaging With Followers

    Twitter is a two-way street, and you cannot tweet without engaging with other people on the platform. It comes down to commenting on and retweeting what other people have posted on their accounts if it’s relevant to your niche. You should also reply to people who comment under your tweets, and in doing so, you can build a Twitter community. This online space might be what your business or brand needs to take off in this digital world. Don’t just post. Instead, interact with people, and you will get to know more about what they want to see on your account.

    Using Hashtags

    Do you want to be more visible on Twitter? Then you cannot escape using relevant hashtags to reach your target audience at the right time.

    You barely need to reach into your pockets to actualize the strategies above, and yet, they have paid off for countless businesses. You, too, can be another Twitter marketing success story. Good luck!

  • 3 Reasons Why Protection Against Identity Theft is Absolutely Critical

    3 Reasons Why Protection Against Identity Theft is Absolutely Critical

    Cyberattacks are on the rise these days and ill-intended actors don’t seem to hold back. We already know about big companies taking the hit, but there were also attacks on hospitals, healthcare institutions, and governmental facilities. Now, try and imagine how many of these attacks go unreported? 

    It may be the pandemic – after all, the lockdowns forced everyone into remote work, whether they were ready or not. Plus, once things get back to normal, it is expected that around 58% of US workers will continue working remotely. 

    On the other hand, we can also blame the fast advancement of new technologies. Artificial Intelligence and Machine Learning are amazing tools that can be used to process massive amounts of data in a flash. Such power gives cybercriminals a serious advantage in identifying the most likely spots to hit.  

    Regardless, it’s safe to say we are living in unprecedented times. Businesses have to navigate all sorts of risks and threats without having to look twice over the shoulder when using online tools that help keep things going. Still, that’s exactly what you have to do if you don’t want to have a data breach that may lead to corporate and individual ID theft cases. 

    Here is why any business and organization must take ID theft extremely seriously:

    #1: Business Reputation

    Whether you have an online business or a brick-and-mortar store, your customers and leads will come and go based on the reviews they read and the rumors they hear. A brand’s reputation in the market is one of the most valuable assets a business can have, which is why it must be protected at all costs. 

    If your database gets leaked and you are the victim of a corporation ID theft, you risk losing the good name of your brand in front of customers, business partners, and suppliers. 

    Cybercriminals can use your accounts to:

    • Harass partners by asking for loans, payments for items they didn’t order, information, and more
    • Post injurious messages on social media channels
    • Send annoying emails and messages to your customer base
    • Withdraw considerable amounts of money from your bank accounts
    • Place orders you cannot honor
    • Sign contracts and close deals you wouldn’t have approved of

    The list could easily go on, but the conclusion is that anyone who gets hold of your accounts owns your business. Is this something you are willing to risk?

    #2: Smarter Attacks

    As we already mentioned, advanced technologies help cybercriminals organize attacks that are more efficient and harder to detect. These examples of identity theft show just how much cybercriminals have advanced in their methods and techniques. 

    If back in the days data was only available on paper, nowadays most businesses use cloud services or have an internal system of servers that can be accessed online. Plus, you can do almost anything online from paying bills and taxes to signing documents and having meetings. 

    This opened a wide door for intruders who learned how to approach the most vulnerable link in an organization’s security system – the human factor. A Kaspersky study from a few years back showed that careless or uninformed staff are the second most likely cause of a serious security breach. Next, is human error. 

    In conclusion, businesses must train their staff in basic cybersecurity measures if they want to have an efficient protection system. Plus, trained employees are more likely to follow the security protocols because they understand the risks.

    #3: Protect Business Assets

    Did you know that small and medium-sized businesses (SMEs) are ideal targets for cyberattacks? 

    This happens because they are not as keen to invest in an advanced security system (due to budget size). Plus, a business that’s just starting to grow is likely to have a few golden eggs hidden in its database. These golden eggs can be anything from a well-developed business plan to the documentation for a new invention. 

    That’s why any business should have at least some type of security operations center. It may be an extra cost to your plan, but it’s worth it if you want to keep your assets away from prying eyes. 

    In Conclusion

    Corporate ID theft and any other form of cyberattack are extremely risky for a business nowadays. Overall, it’s best to take the path of caution and invest in a solid security system. Also, don’t forget to take care of your stuff as well.

  • Understanding How Search Engine Optimization Can Help Your Business Grow

    Understanding How Search Engine Optimization Can Help Your Business Grow

    Search Engine Optimization (SEO) is critical for your website to rank well in the search engine results pages. SEO is a process of improving your website’s visibility on search engines by optimizing its content, code and other factors to make it more “visible” to the search engine algorithms. It takes time to see results, but long-term success is virtually guaranteed with proper SEO. This article will explore how you can use SEO to help grow your business!

    What is SEO?

    SEO is a way of thinking and an iterative process that requires tinkering and testing over time to increase the rankings of your website on search engines. It doesn’t just involve simply placing keywords in strategic places: it involves creating useful, high-quality content and building backlinks from other websites which will make Google see you as a trusted source of information. If you are in Australia and are not familiar with SEO, you should look for a local SEO in Sydney that specializes in SEO. If done correctly, SEO can lead to your website ranking well in search engines for clients looking for the services or products that you offer. Having a strong online presence is vital in today’s connected world – more and more people are using the internet to carry out their research before making a purchase.

    Search Engine Optimization (SEO) is critical for your website to rank well in the search engine results pages. Search Engine Optimization (SEO) is a process of improving your website’s visibility on search engines by optimizing its content, code and other factors to make it more “visible” to the search engine algorithms. It takes time to see results, but long-term success is virtually guaranteed with proper SEO. This article will explore how you can use SEO to help grow your business!

    SEO in Digital Marketing

    SEO is a part of a bigger picture called “Digital Marketing” – a manner of using digital channels to promote your products and services. Some examples of these channels are:

    • Search Engine Optimization 
    • Pay-Per-Click Advertisements (via Google, Facebook, etc)
    • Social Media Marketing
    • Content Marketing (producing high-quality, useful content to engage your audience)

    Out of all of these digital marketing channels, SEO offers the most opportunities for achieving long-term success. Merely spending money on PPC or social media advertising without incorporating SEO into your strategies is akin to shooting yourself in the foot.

    Does Search Engine Optimization Work?

    SEO can be a slow process, but it’s been proven time and again that investing in SEO pays off tremendously over the long run. If you take a look at the screenshot of the Google keyword planner below, it’s easy to see how competitive “SEO” is as a search term. And yet, despite there being so many people looking online for SEO services, organic search still comprises roughly 35% of all traffic on most websites! This means that if you invest in SEO correctly, you have a very good chance of being one of the “big winners” who gets a high volume of visitors from Google.

    What is Your Goal?

    Before moving forward, it’s important to establish your goals first! You need to set specific goals for yourself and create SMART (Specific, Measurable, Attainable, Relevant and Time-bound) objectives. If you don’t know where you want to go, it’s going to be extremely difficult to get there! Your goal should also be according to your overall business strategy and be closely related to the main activities of your company. For example, if you provide services for local clients such as plumbers or electricians, instead of branding yourself as “XYZ Plumbing Services” – try branding yourself as “Your Local Plumber” and create websites targeting specific geographic areas that will serve your products and services to people who are looking for them.

    It’s important that your website looks good on the outside as well as the inside – search engines will judge your website by its code and content alone. In order for your website to look good, you need to use tags (like <h1></h1> or <p></p>) to clearly define the structure of your website. Also, images need alt-text and links need anchor text so search engines will know what they are linking to. SEO needs to be thought of as an iterative process that requires tinkering and testing over time to increase the rankings of your website on search engines and reach more people. Because it’s an iterative process, there is no “best practices” list that you can just follow – what works for others may not work for you!

    What Can I Expect from SEO?

    The amount of traffic you receive from Search Engines depends on your industry and the keywords you choose. If you want to be a monopoly in your industry, you need to rank well for very specific keywords related to your business! It’s important that before investing too much time into SEO that you understand what kind of traffic you expect from it. For example, if you’re looking to drive people from Google directly into your e-commerce business within 24 hours, you’re going to have a tough time ranking for competitive keywords! It’s important that you set realistic expectations and understand that the process of SEO takes time.

    Backlinks: The Foundation of Google Rankings

    Websites often refer to each other using hyperlinks. Websites link to other websites because they have similar content, because they have a connection via a blogroll or simply because it’s a popular website that everyone else links to. A “backlink” is a link from another website pointing towards your site; i.e., if this article had a backlink pointing at your business website, it would be an example of how my business is able to effectively use SEO. Google gets its ranking ability from the number and quality of backlinks that your website has acquired. Quality is important, because Google doesn’t like wasting their time indexing websites that aren’t going to bring them business! Sites with high-quality backlinks tend to rank higher than sites without many links pointing at it.

    Search Engine Optimization is more important than ever before for businesses of all sizes. Although it can be a slow process, SEO will ultimately result in more traffic from Google and increased sales. It’s important that before you start investing into SEO that you have clear goals set out for yourself with specific “SMART” objectives!